New France health insurance for foreigners PUMA/CMU-How works

how does the french healthcare system workWe begin this New Year 2016 with some nice news!.

A new french healthcare system  has been updated.

What are the implications of this  France’s new health insurance for foreigners?

Protection universelle maladie (PUMa) – The new system

The old basic system known as « CMU de base » no longer exists.  It is replaced by a new one called « Protection Univeselle Maladie -Puma »

This new system simplifies what  was seen as legislation unfair for European citizens and their supposed free movement inside the EU. This change equalizes rights for EU citizens with non-EU citizens, who already had the right to use for his or her carte Vitale after 3 months permanent residency in France, while EU residents were obligated to expect 5 years.

Who should profit this new system of healthcare?

  • Any person who has moved  and been living in France as a permanent resident will apply for French health care coverage.
  • Therefore this implies that if you are aspiring to move to France, and you aren’t working, you’ll be able to apply for your « carte Vitale » once you’ve lived here for 3 months on a ‘stable and regular’ basis.


From The first January 2016.

How to Apply for PUMA System

In France, PUMA  grants an continuous and automatic right to healthcare to eveyone who are permant and legally resident without any requirement or administrative formalitie when a change in your circumstances.

La CMU complémentaire (Complementary CMU) is still in place

However, it should be noted that  The « CMU-Complémentaire » or « CMU-C », for for those with low income , will stay in place.

The « CMU de base » or « basic CMU », replaced by the protection universelle maladie, shouldn’t be confused with the « CMU complémentaire » or « complementary CMU ».

CMU complémentaire is  only available to those living in France in a very regular and stable  manner below a certain income threshold.

Do you have a question or a request, Write us your request and email below


To take advantage of this new insurance system disease in France under criterion residency you must complete the form number 735.Cnamt:

Formulaire 735 Cnamts

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